Albemarle County
Address:
401 McIntire Road, Charlottesville, VA 22902
Phone: (434) 296-5822
Email:
housing@albemarle.org
Hours: Mon-Fri, 8:00 AM – 4:30 PM
Comments: Provides housing assistance and counseling for low-income residents.
Address:
1000 Preston Ave, Charlottesville, VA 22903
Phone: (434) 326-4672
Email:
info@cvillerha.org
Hours: Mon-Fri, 8:00 AM – 5:00 PM
Comments: Offers public housing and housing counseling services.
Address:
682 Berkmar Cir, Charlottesville, VA 22901
Phone: (434) 817-2436
Email:
housingcounseling@piedMonthousing.org
Hours: Mon-Fri, 9:00 AM – 5:00 PM; Sat-Sun closed
Comments: N/A
Address:
1415 Sachem Pl, Charlottesville, VA 22901
Phone: (434) 963-4676
Email:
info@shelterforhelpinemergency.org
Hours: 24/7
Comments: Offers housing counseling and support for victims of domestic violence.
Address:
200 Garrett Street,Suite I,Charlottesville, VA 22902
Phone: (434) 972-1701
Email:
UnitedWayCville@UnitedWayCville.org
Hours: Mon-Fri, 9:00 AM – 5:00 PM
Comments: N/A
Address:
513 Church Street, Lynchburg, VA 24504
Phone: (434) 846-1326
Email:
N/A
Hours: Mon-Fri, 9:00 AM – 5:00 PM
Comments: located in the City of Lynchburg serves in Campbell county
Alexandria City
Address:
401 Wythe Street, Alexandria, VA 22314
Phone: (703) 549-7115
Email:
info@arha.us
Hours: N/A
Comments: Low-income rental housing, housing choice vouchers, and affordable housing programs for Alexandria residents. Please call them or send an email to book an appointment.
Address:
421 King Street, Suite 215, Alexandria, VA 22314
Phone: (703) 746-4990
Email:
N/A
Hours: N/A
Comments: Municipal housing office providing rental assistance, eviction prevention resources, affordable housing programs for residents in Alexandria.
Address:
2723 King Street, Alexandria, VA 22302
Phone: (703) 549-4407main line)
Email:
N/A
Hours: N/A
Comments: Provides transitional housing for families in Alexandria City and affordable rentals; focuses on stability, self-sufficiency and youth services.
Address:
4850 Mark Center Dr.Alexandria, VA 22311
Phone: (703) 746-5700
Email:
N/A
Hours: Monday–Friday: 8:00 AM–5:00 PM
Comments: Provides housing counseling, eviction prevention, foreclosure support, shelter access, rental resources, and more to Alexandria residents.
Address:
1660 Duke Street, Alexandria, VA 22314
Phone: (703) 341-5000
Email:
info@voa.org
Hours: N/A
Comments: Housing and Homeless Prevention, Affordable Housing services.
Arlington County
Address:
2100 Clarendon Blvd, Suite 700, Arlington, VA 22201
Phone: (703) 228-3765
Email:
housingdivision@arlingtonva.us
Hours: Mon–Fri, 8:00 AM–5:00 PM
Comments: Provides rental assistance guidance, affordable housing search support, landlord/tenant counseling, and information on homebuyer programs in Arlington County.
Address:
607 Notabene Dr, Alexandria, VA 22305
Phone: (703) 739-5856
Email:
info@communitylodgings.org
Hours: Mon–Fri, 9:00 AM–5:00 PM
Comments: Provides transitional housing, affordable rental housing counseling, and case management for low-income families. Serves Arlington county.
Address:
901 S Highland St, Arlington, VA 22204
Phone: (703) 685-0510
Email:
Hmahrammi@edgus.org
Hours: Mon–Fri, 9:00 AM–5:00 PM
Comments: Provides homebuyer education, foreclosure prevention, and rental counseling for immigrants, refugees, and low-income residents.
Address:
2410 17th St NW, Suite 100, Washington, DC 20009 (serves Arlington area)
Phone: (202) 667-7006
Email:
info@housingetc.org
Hours: Mon–Fri, 9:00 AM–5:00 PM
Comments: HUD-approved agency offering pre-purchase counseling, foreclosure intervention, rental counseling, and homeless prevention services.
Address:
2300 Wilson Blvd. Suite 719, Arlington VA 22201
Phone: (202) 540-7400
Email:
N/A
Hours: Mon–Fri, 9:00 AM–5:00 PM
Comments: Provides bilingual housing counseling, tenant rights education, eviction prevention, and home purchase guidance.
Address:
6066 Leesburg Pike, Suite 520, Falls Church, VA 22041
Phone: (703) 778-6800
Email:
help@lsnv.org
Hours: N/A
Comments: Offers legal advice and advocacy for tenants facing eviction, discrimination, or unsafe housing conditions, along with rights-based housing counseling. Serves Arlington residents.
Address:
5680 King Centre Dr, Suite 600, Alexandria, VA 22315 (services Arlington County)
Phone: (703) 836-1376
Email:
N/A
Hours: Mon–Fri, 8:00 AM–5:00 PM
Comments: Offers comprehensive services including rental housing counseling, pre-purchase/homebuyer education, foreclosure/mortgage delinquency counseling, reverse-mortgage support, and budgeting/credit workshops. Serves Arlington residents. Give them a call first.
Address:
2700 S. Quincy Street, Suite 240 Arlington, VA 22206
Phone: (571) 278-6867
Email:
info@nvfs.org
Hours: N/A
Comments: Offers foreclosure prevention, eviction avoidance, budgeting workshops, and rental counseling for Northern Virginia residents, including Arlington.
Address:
601 S Belvidere St, RichMond, VA 23220 (statewide service for Arlington)
Phone: (877) 843-2123
Email:
homeownership@virginiahousing.com
Hours: Mon–Fri, 8:30 AM–5:00 PM
Comments: Provides homebuyer education, down payment assistance programs, rental housing search tools, and foreclosure prevention counseling.
Campbell County
Address:
69 Kabler Lane, Rustburg, VA 24588
Phone: (434) 332-9585
Email:
socialservices@campbellcountyva.gov
Hours: N/A
Comments: Provide social services, including housing assistance programs
Address:
N/A
Phone: (434) 427-2442
Email:
hhcofcv@gmail.com
Hours: N/A
Comments: Serves in Campbell county
Address:
1425 Seymour Drive, South Boston, VA 24592
Phone: (434) 572-9556
Email:
outreach01@embarqmail.com
Hours: N/A
Comments: Located in South Boston but provide services in Campbell county
Chesterfield County
Address:
9501 Lucy Corr Circle, Chesterfield, VA 23832
Phone: (804) 751-4391
Email:
N/A
Hours: Monday-Friday, 8:30 AM – 5:00 PM
Comments: Provides housing assistance via Chesterfield Social Services including counseling on housing options, eviction prevention, referrals; addresses issues like rental assistance, housing stability.
Address:
9800 Government Center, Chesterfield, VA 23832
Phone: (804) 748-1500
Email:
N/A
Hours: Monday-Friday, 8:30 AM – 5:00 PM
Comments: This department handles housing‐related resources and employment support; connects residents to partner agencies, homeownership programs, and financial counseling.
Address:
P.O. Box 36241 North Chesterfield, VA 23235
Phone: N/A
Email:
admin@vahousingcounselors.org
Hours: N/A
Comments: They have conferences to give guidance about housing.
Fairfax County
Address:
11150 Sunset Hills Road, Suite 210, Reston, VA 20190
Phone: (571) 323-1439
Email:
patricia.wallach@cornerstonesva.org
Hours: By Appointment
Comments: HUD-Certified Housing Counseling Agency providing free homeownership counseling, foreclosure prevention counseling, and first-time homebuyer classes in English and Spanish.
Address:
Burkholder Administrative Center, 10700 Page Avenue, Suite 160, Fairfax, VA 22030
Phone: (703) 352-5090
Email:
FACETS@FACETSCares.org
Hours: Monday – Friday 9:00 AM – 5:00 PM, Saturday & Sunday – Closed
Comments: N/A
Address:
6037 Franconia Road Alexandria, VA 22310
Phone: (703) 971-1991
Email:
info@koinoniacares.org
Hours: Monday, Tuesday, Wednesday & Friday 9:00 AM – 12:30 PM Thursday 9:00 AM – 5:00 PM Saturday (ONLY 2nd Sat. of the Month) 9am – 12:30pm Sunday Closed
Comments: Website talks about counseling that allows residents to make better financial decisions related to housing.
Address:
9520 RichMond Hwy Lorton, Virginia 22079
Phone: (703) 339-5161
Email:
info@lortonaction.org
Hours: Monday – Friday 9:00 AM – 4:00 PM Saturday & Sunday Closed
Comments: It's a good starting point to seek guidance regarding housing.
Falls Church City
Address:
6301 Leesburg Pike, Falls Church, VA 22041
Phone: (703) 534-9805
Email:
ccda@ccda.net
Hours: Monday – Friday, 8:30 AM – 4:30 PM
Comments: Can be a good starting point to inquire about guidance/resources related to housing.
Address:
300 Park Avenue, Falls Church, VA 22046
Phone: (703) 248-5005
Email:
HHSinfo@fallschurchva.gov
Hours: Monday – Friday, 8:00 AM – 5:00 PM
Comments: Housing counseling, rental assistance, and affordable housing programs.
Address:
6066 Leesburg Pike, Suite 520, Falls Church, VA 22041
Phone: (703) 778-3450
Email:
info@lsnv.org
Hours: Monday – Friday, 9:30 AM – 4:30 PM
Comments: Free legal assistance with housing issues and eviction prevention for low-income residents.
Frederick County
Address:
131 S. Cameron St. A-201,Winchester, VA 22601
Phone: (540) 313-7682
Email:
N/A
Hours: N/A
Comments: Their website talks about improving housing affordability in the region, it can be a good resource to get guidance on housing issues.
Fredericksburg City
Address:
2300 Charles St, Fredericksburg, VA 22401
Phone: (540) 604-9943
Email:
info@centralvahousing.org
Hours: Mon-Thurs: 8am – 4pm, Fri: 8am-1pm.
Comments: N/A
Address:
715 Princess Anne Street, Fredericksburg, VA 22401
Phone: (540) 372-1179
Email:
N/A
Hours: Mon – Fri: 8AM – 4:30PM.
Comments: https://www.facebook.com/FXBGgov/
Address:
420 Hudgins Road, Suite 211, Fredericksburg, VA 22408
Phone: (540) 898-7519
Email:
info@faithhousing.com
Hours: Mon-Fri: 8am- 4pm
Comments: N/A
Address:
2376 Plank Road, Fredericksburg, VA 22401
Phone: (540) 891-4401
Email:
contact@fredhab.org
Hours: Tues – Thurs: 9am – 5pm, Mon, Fri, Sat: By Appointment
Comments: https://www.facebook.com/GFHFH
Address:
902 Lafayette Boulevard, Fredericksburg, VA 22401
Phone: (540) 371-0831
Email:
info@loisannshopehouse.org
Hours: N/A
Comments: https://www.facebook.com/loisannshopehouse.org
Address:
471 Central Rd, Fredericksburg, VA 22401
Phone: (540) 899-9853
Email:
info@brisbencenter.org
Hours: Mon–Fri, 9 AM–5 PM
Comments: https://www.facebook.com/thebrisbencenter
Hanover County
Address:
8177 Mechanicsville Turnpike, Mechanicsville, VA 23111
Phone: (804) 569-6226
Email:
N/A
Hours: N/A
Comments: Serves all of Hanover County, including residents in the specified zip codes, with affordable housing programs, new home construction, and critical home repairs.
Harrisonburg City
Address:
204 N. High Street, Harrisonburg, VA 22802 (PO Box 551)
Phone: (540) 433-1830toll-free for clients:(800) 237-0141
Email:
N/A
Hours: N/A (call for intake/eligibility)
Comments: Provides free civil legal assistance including landlord/tenant and eviction defense — an important professional resource when housing problems require legal counseling (not HUD housing counseling but professional housing legal assistance located in Harrisonburg).
Address:
Main Office — 286 Kelley Street, Harrisonburg, VA 22802
Phone: (540) 434-7386
Email:
N/A
Hours: N/A (office hours not listed on contact page)
Comments: Local public housing authority administering HCV/Section 8, affordable rentals, and a Homebuyer Assistance program; HRHA lists local HUD-approved counseling partners and has a Reservoir St office for grants/FSS. It has stopped the program now, but the website still has many free resources for first-time home buyers.
Address:
110 N. Mason Street, Harrisonburg, VA 22802
Phone: (540) 574-5100
Email:
N/A
Hours: Monday–Friday, 8:00 AM – 5:00 PM (per county listing)
Comments: Local DSS (Harrisonburg/Rockingham) provides benefit programs and emergency payment/rental assistance referrals and can connect residents to housing programs and HUD-approved counselors. Good local entry point for means-tested housing help and referrals.
Address:
17 E. Johnson Street, Harrisonburg, VA 22802
Phone: Community Center:(540) 208-7552— Office:(540) 442-7727
Email:
N/A
Hours: (summer hours listed on site) Mon/Tue/Wed/Fri 9:00 AM – 2:00 PM; Thu 9:00 AM – 11:30 AM (confirm on their site)
Comments: Local community center that does direct housing placements, case management, landlord outreach and supports people transitioning from homelessness — important local partner for housing placement and supportive services.
Address:
(Agency HQ) 347 Campbell Ave SW, Roanoke, VA 24016 — provides HUD-certified counseling services in Harrisonburg (workshops / one-on-one counseling)
Phone: (540) 345-1184— for local Harrisonburg workshops Jacob Hodges(540) 345-1184
Email:
jhodges@sercap.orglocalworkshopcontactlistedbyCityofHarrisonburg
Hours: N/A
Comments: SERCAP is a HUD-approved Local Housing Counseling Agency and the City of Harrisonburg lists SERCAP as the HUD-approved counselor offering free group education and one-on-one counseling (City events / workshops held at Harrisonburg City Hall; SERCAP provides outreach to Harrisonburg residents). Note: SERCAP’s HQ is in Roanoke but it operates housing counseling workshops/services for Harrisonburg residents (city partners with SERCAP).
Henrico County
Address:
1601 Rolling Hills Drive, Richmond / Henrico, VA 23229.
Phone: (804) 285-5900main) /(804) 285-5986
Email:
agency@cccofva.org
Hours: N/A
Comments: By appointment (call intake number); many counseling services offered weekdays,call to schedule.
Address:
4915 Radford Avenue, Suite 300, Richmond, VA 23230.
Phone: (804) 343-7201
Email:
N/A
Hours: N/A
Comments: CHP’s Homeownership program is a HUD-approved housing counseling program offering one-on-one homebuyer counseling, pre-purchase education, and other homeownership services; CHP also provides affordable housing, resident services and energy/repair programs in the Richmond/Henrico region.
Address:
4905 Dickens Road, Suite 200, Henrico, VA 23230.
Phone: (804) 501-4757
Email:
N/A
Hours: Monday–Friday, 8:00 AM – 4:30 PM.
Comments: County office that coordinates Henrico’s housing initiatives (CDBG/HOME programs, down-payment assistance partnerships, affordable housing planning) and connects residents to HUD-approved counseling partners (HOME, SCDHC) and other housing supports.
Address:
1601 Rolling Hills Drive, Suite 110, Richmond, VA 23229.
Phone: (804) 354-0641
Email:
help@HOMEofVA.org
Hours: N/A
Comments: Office hours / intake by appointment; some programs list short midday closure (seen listed as closed 1:00–2:00 PM on some intake listings) — call for appointment times.
Address:
4224 Cox Rd, Glen Allen, VA 23060
Phone: +(804) 915-3200
Email:
N/A
Hours: Mon-Fri 8:30 AM–5 PM
Comments: N/A
Address:
8002 Discovery Drive, Suite 201, Richmond / Henrico, VA 23229.
Phone: (804) 788-6825
Email:
info@virginiasupportivehousing.org
Hours: Mon–Fri (listings show ~8:30 AM – 5:00 PM; call to confirm).
Comments: Provides permanent supportive housing development and supportive services that help people with housing stability (including formerly homeless individuals and those with high-needs). Can connect individuals to housing placement and supportive case management in Henrico.
Loudoun County
Address:
11150 Sunset Hills Road, Suite 210, Reston, VA 20190
Phone: (571) 323-9555
Email:
N/A
Hours: N/A
Comments: HUD-certified housing counseling agency offering free services — homebuyer education, foreclosure prevention, rental counseling; serves the Northern Virginia area including the ZIP codes you listed.
Address:
3138 Golansky Blvd, Suite 202, Woodbridge, VA 22192
Phone: (703) 580-8838
Email:
N/A
Hours: N/A
Comments: HUD-approved housing counseling offering pre-purchase, rental and credit education; serves Prince William and the broader Northern Virginia region (so available for many of the 201xx ZIPs).
Address:
700 Fieldstone Drive NE, Suite 128, Leesburg, VA 20176
Phone: (703) 737-6772
Email:
N/A
Hours: Mon-Fri 9:00AM to 5:00PM; closed weekends.
Comments: They have budgeting classes in their resources section. | NA
Address:
106 Catoctin Circle SE Leesburg, VA 20175
Phone: (703) 777-0100
Email:
housing@loudoun.gov
Hours: Mon-Fri 8:30AM-5PM
Comments: Has all the info a house owner, renter, buyer should know.
Address:
19520 Meadowview Ct., Leesburg, VA 20175
Phone: (703) 777-0420
Email:
info@VOAches.org
Hours: N/A
Comments: Helps individuals/families who are literally homeless by connecting them to permanent housing, providing financial assistance, case management, and stability services. Referral via Loudoun County Coordinated Entry.
Address:
N/A
Phone: (540) 687-3997
Email:
info@windyhillfoundation.org
Hours: Monday to Friday 9 am to 5 pm.
Comments: Also serves Fauquier Counties. Provides safe, affordable housing and supportive services for low-income individuals/families and older adults. Includes case management, financial literacy, wellness, resident services.
Lynchburg City
Address:
United Way of Central Virginia, 1010 Miller Park Square, Lynchburg, VA 24501.
Phone: (434) 845-8016
Email:
N/A
Hours: 211 is a 24/7 referral line (online chat & text options available); local United Way office hours vary (check site)
Comments: Enquire about Community Connector program.
Address:
360 Alleghany Avenue Lynchburg, VA 24501
Phone: (434) 528-3774
Email:
info@lynchburghabitat.org
Hours: Monday – Friday, 10:00 a.m. – 6:00 p.m.
Comments: This is not exactly a counseling resource, but it is a unique resource that may help people know more info related to home buying process, https://www.facebook.com/LynchburgHabitat
Address:
701 Clay Street, Lynchburg, VA 24504
Phone: (434) 846-6098
Email:
info@interfaithoutreach.org
Hours: Monday – Friday, 9:00 a.m. – 5:00 p.m
Comments: Provides assistance with housing crises, including eviction prevention and emergency assistance.
Address:
1010 Main Street, Lynchburg, VA 24504
Phone: (434) 455-1601
Email:
info@lyncag.org
Hours: Monday – Friday,: 9 a.m. to 4:30 p.m.
Comments: N/A
Address:
1948 Thomson Drive, Lynchburg, VA 24501
Phone: (434) 485-7200
Email:
ashepherd@lynchburghousing.org
Hours: Monday – Friday, 8:00 a.m. – 5:00 p.m.
Comments: N/A
Address:
409 Magnolia St, Lynchburg, VA 24503
Phone: (434) 847-1101
Email:
info@miriamshouse.org
Hours: Monday – Friday, 9:00 a.m. – 4:00 p.m.
Comments: Great source to get more info and leads into housing related issues, https://www.facebook.com/Miriams.House
Newport News City
Address:
740 Thimble Shoals Boulevard, Suite F, Newport News, VA, USA
Phone: (757) 247-3600
Email:
agency@cccofva.org
Hours: N/A
Comments: By appointment (call intake number); many counseling services offered weekdays,call to schedule.
Address:
2410 Wickham Avenue, Newport News, VA 23607
Phone: (757) 247-0379
Email:
resourcedevelopment@hrcapinc.org
Hours: 8:00am-5:00 pm(Monday to Friday)
Comments: Hampton Roads Community Action Program (HRCAP) is committed to improving quality of life and breaking the poverty cycle through education, training, work experience, emergency services, housing counseling and many other proven strategies.
Address:
12829 Jefferson Ave, Newport News, VA 23608
Phone: (757) 875-0060
Email:
mtabbanor@ulhr.orgorthroughwebsite
Hours: 8:30 AM–5 PM(Monday – Friday)
Comments: Mortgage Default Counseling provides help to those who have fallen behind in mortgage payments through the help of housing counselor.
Address:
800 Diligence Drive, Newport News, VA 23606 Program Website : https://www.nidhousing.com/
Phone: (757) 715-8336
Email:
cowlingv@nidhousing.com
Hours: 9:00 AM – 5:00 PM(Monday – Friday)
Comments: NID Housing Counseling Agency provides homeowners with stabilization education regarding their mortgage payments. This program assesses homeowners current hardship and established an agreed-upon action plan in an attempt to cure the mortgage default or prevent foreclosure.
Address:
828 Healthy Way, Ste. 105, Virginia Beach, VA 23462
Phone: (757) 965-8686
Email:
financialcounseling@theupcenter.org
Hours: 8:30am – 5:00pm(Monday – Thursday) and 8:30am – 4pm(Friday)
Comments: HUD approved Comprehensive Housing Counseling Agency, our Housing and Financial Counseling program dedicated to assisting households in obtaining, maintaining or improving financial stability and permanent housing, bringing them from crisis to wholeness and helping to stabilize communities. This is located in Virginia beach but serves the Newport News City county.
Address:
1300 Thomas Street Suite E Urban League Hampton, VA 23669
Phone: (757) 627-0864
Email:
information@ulhr.org
Hours: 8:30 AM–5 PM(Monday – Friday)
Comments: The Urban League of Hampton Roads offers counseling and workshops designed to safeguard homeownership and prevent homelessness in underserved communities. Targeted towards the African American communities in the area.
Norfolk City
Address:
1132 Pickett Rd, Norfolk, VA 23502
Phone: (757) 875-0060
Email:
N/A
Hours: Monday to Friday, 8:30 AM – 5:00 PM
Comments: HUD-approved agency offering confidential, free services including pre-purchase and rental housing counseling, foreclosure prevention, credit and budget counseling, and financial education workshops. Services also available in Spanish.
Address:
501 Boush Street, Norfolk, VA 23510
Phone: (757) 627-5423
Email:
N/A
Hours: Mon-Fri, 8:30-5:00
Comments: This is the specific program area for landlord/tenant cases, eviction, tenant rights. Good legal help for people facing eviction or having landlord-tenant disputes
Address:
900 Tidewater Drive, Norfolk, VA 23504
Phone: (757) 640-0590
Email:
N/A
Hours: Tuesday to Saturday, 9:00 AM – 5:00 PM
Comments: While not a HUD-certified counseling agency, Habitat provides homeownership opportunities and guides clients through the process with financial education, budgeting assistance, and homebuyer readiness support for low-income families.
Address:
555 E. Main St., Norfolk, VA 23510
Phone: (757) 314-4202
Email:
N/A
Hours: Monday to Friday, 8:30 AM – 5:00 PM
Comments: HUD-approved program offering a full range of housing counseling services including pre-purchase education, post-purchase workshops, mortgage delinquency and foreclosure prevention counseling, rental housing counseling, budgeting, and credit education. Services are in English and affiliated with Virginia Housing (VHDA).
Address:
125 St. Paul’s Boulevard, Suite 400, Norfolk, VA 23510
Phone: (757) 627-5423
Email:
N/A
Hours: Mon, Tue, Thu, Fri 9:00 AM – 1:00 PM
Comments: Free legal aid for housing issues—evictions, landlord/tenant disputes, benefits, utility shutoffs. Urgent cases (court within 7 days or utilities cut off) should walk in or call, not apply online.
Address:
245 E Little Creek Road, Norfolk, VA 23505
Phone: (757) 480-7510
Email:
N/A
Hours: Monday to Thursday, 9:00 AM – 5:00 PM; Friday, 9:00 AM – 6:00 PM; Saturday, 9:00 AM – 12:00 PM; Sunday, Closed
Comments: Operation HOPE is a HUD-approved national housing counseling intermediary offering no-cost housing counseling inside Truist Bank. Services include pre-purchase homeownership counseling, credit and Money management coaching, budgeting, debt reduction, and homebuyer education workshops. Appointments are recommended. Ask for Jasmine Roberts.
Address:
2551 Almeda Ave., Norfolk, VA 23513
Phone: (757) 858-1360
Email:
info@stopinc.org
Hours: Monday to Friday, 8:30 AM – 5:30 PM
Comments: HUD-approved agency offering a wide range of services including pre-purchase and homebuyer education workshops, foreclosure prevention, rental housing counseling, post-purchase support, credit and budget counseling, and housing counseling for individuals experiencing homelessness. Services are provided in English.
Address:
222 W 19th St, Norfolk, VA 23517
Phone: (757) 965-8636
Email:
financialcounseling@theupcenter.org
Hours: Monday–Thursday, 8:30 AM – 5:00 PM; Friday, 8:30 AM – 4:00 PM
Comments: Offers HUD-approved housing counseling including foreclosure prevention, homebuyer education, budgeting, and credit counseling. Group classes are available by schedule; individual appointments also offered.
Address:
840 Church St., Ste. 1 Norfolk VA 23510
Phone: (757) 627-0864
Email:
yvyoung@ulhr.org
Hours: Monday 8:30 AM – 5:00 PM; Tuesday 8:30 AM – 5:30 PM; Wednesday to Friday, 8:30 AM – 5:00 PM
Comments: Offers HUD-certified housing counseling services including pre-purchase counseling, homebuyer education, foreclosure prevention, rental housing counseling, post-purchase homeowner workshops, predatory lending education, and credit/budget counseling. Programs focus on empowering individuals and families to achieve housing stability. Call on their phone to confirm their address as they recently shifted.
Petersburg City
Address:
111 Perry St, Petersburg, VA 23803
Phone: (804) 285-5986
Email:
N/A
Hours: N/A
Comments: HUD-certified housing & financial counseling program offering pre-purchase, foreclosure prevention, credit & budget workshops.
Address:
110 Wagner Rd, Petersburg, VA 23805
Phone: (800) 642-2227
Email:
N/A
Hours: N/A
Comments: HUD-approved housing counseling agency offering free/low-cost assistance with rental housing, pre-purchase education, and mortgage delinquency issues.
Address:
Petersburg, VA 23805
Phone: N/A
Email:
N/A
Hours: N/A
Comments: HUD-approved housing-counseling agency serving the Petersburg area for mortgage default, foreclosure prevention and rental housing.
Address:
128A South Sycamore Street, Petersburg, VA 23803
Phone: (804) 733-2200×144
Email:
https//petersburgrha.org/contact/sarita.remouns@petersburgrha.orgemailoftheofficemanager
Hours: Monday thru Friday – 8:30am to 5:00pm, Closed daily 12:00 noon to 1:00pm for lunch
Comments: Provides financial counseling for people considering homeownership, as well as Home Equity Conversion Mortgage Counseling. According to this site: https://seniornavigator.org/program/36644/counseling-homeownership, there is no fee charged for the counseling, however there may be a small fee. Check with the Authority directly. Website currently under maintenance.
Address:
714 High Street, Suite A, Petersburg, Virginia 23803
Phone: (804) 451-9283
Email:
N/A
Hours: Monday–Friday: 8:30am–5:00pm, *Our Offices are Closed on Fridays
Comments: Unsure of the cost associated with housing counseling; however, since it is a mission-based organization, the cost is expected to be minimal to none. Also, their housing counseling areas of expertise include pre-purchase, Down Payment Assistance and foreclosure prevention. However, Down Payment assistance is unfortunately not available in the city of Petersburg.
Portsmouth City
Address:
3804 Poplar Hill Rd, Suite A, Chesapeake, VA 23321
Phone: (757) 484-0703
Email:
N/A
Hours: N/A
Comments: HUD-certified, provides services to Portsmouth residents.
Address:
723 Woodlake Drive, Chesapeake, VA 23320
Phone: (757) 420-8300
Email:
ComeHome@hrpdcva.gov
Hours: Monday to Friday: 8 am to 4:30 pm
Comments: Provides closing cost and/or down payment assistance to qualified first-time homebuyers purchasing homes in the city of Portsmouth. HUD-funded program. It takes about assistance for downpayments if you are ready to invest money in Portsmouth.
Address:
3116 South Street, Portsmouth, VA 23707
Phone: (757) 399-5261
Email:
N/A
Hours: Monday – Friday: 8:30 AM to 5:00 PM
Comments: Provides housing services including Section 8 Housing Choice Voucher Program, public housing, and subsidized housing. Offers programs for low to moderate income families and individuals. Application available online or at main office.
Address:
5700 Thurston Avenue, Suite #101, Virginia Beach, VA 23455
Phone: (757) 858-1360
Email:
info@stopinc.org
Hours: N/A
Comments: Provides certified housing counseling etc. Driving distance ~ 35-45 mi from central Portsmouth (depending on route) and it serves the residents of Portsmouth County. A bit far, but still a good resource.
Address:
222 W 19th St, Norfolk, VA 23517
Phone: (757) 622-7017
Email:
N/A
Hours: Monday through Thursday: 8:30 a.m. – 5:00 p.m, Friday: 8:30 a.m. – 4:00 p.m.
Comments: Offers various housing counseling services, serves Portsmouth residents. Make sure you fill the contact form from the website.
Prince William County
Address:
8025 Sudley Road, Suite 103, Manassas, VA 20109
Phone: (703) 221-4510
Email:
info@catholicsforhousing.org
Hours: Monday-Friday 9 AM – 5 PM
Comments: HUD-certified.
Address:
15941 Donald Curtis Dr., Ste. 112 Woodbridge, VA 22191
Phone: Info:(703) 792-7530
Email:
N/A
Hours: Monday – Friday, 8:30 a.m. – 5 p.m.
Comments: N/A
Address:
13370 Minnieville Rd. Woodbridge, VA 22192
Phone: Info:(703) 792-6000
Email:
housingcounseling@pwcgov.org
Hours: N/A
Comments: N/A
Richmond City
Address:
601 South Belvidere Street, Richmond, VA 23220
Phone: (804) 782-1986
Email:
N/A
Hours: N/A
Comments: Hours is by appointment / call to schedule a counseling session; free service. Offers HUD-approved housing counseling for home buying, renting, foreclosure prevention, credit issues; free counseling.
Address:
P.O. Box 26120, Richmond, VA 23260
Phone: (804) 354-0641
Email:
N/A
Hours: Monday-Thursday: 9:00 AM-1:00 PM & 2:00 PM-5:00 PM; Friday: 9:00 AM-12:00
Comments: Nonprofit offering fair housing counseling & legal support; helps with housing discrimination, tenant rights, leasing agreements, and matching individuals with certified counselors.
Address:
626 East Broad Street, Suite 200, Richmond, VA 23219
Phone: (804) 643-1086
Email:
N/A
Hours: N/A
Comments: Provides free legal help for low-income persons facing landlord-tenant disputes, housing code violations, eviction defense, and other housing law issues.
Address:
88 Carnation Street, Richmond, VA 23225
Phone: (804) 233-2827projecthomes
Email:
N/A
Hours: Monday-Thursday 7:00 AM – 5:00 PM; Friday 9:00 AM – 2:00 PM
Comments: Nonprofit offering large-scale home repairs, affordable housing production/preservation, helping low-income homeowners improve homes, accessible housing, energy efficiency. Not strictly counseling but robust housing stability support.
Address:
600 East Jefferson Street, Richmond, VA 23219 (RCDA's
Phone: (804) 422-5061
Email:
info@pharva.com
Hours: N/A
Comments: Nonprofit coalition / alliance that coordinates affordable housing production, rehabilitates homes, and provides housing counseling or support services via partners; works to connect people with homeownership & stability resources.
Address:
919 East Main Street, Suite 610, Richmond, VA 23219
Phone: (804) 782-9430
Email:
christie@vplc.org
Hours: N/A
Comments: Focuses on legal/advocacy support, landlord-tenant rights, fair housing, consumer protection and training/outreach to prevent housing injustices.
Roanoke City
Address:
100 Luck Ave SW, Suite 308, Roanoke, VA 24011
Phone: (540) 344-2088
Email:
N/A
Hours: Mon–Fri, 9:00 AM – 5:00 PM
Comments: Provides free legal services to eligible clients in civil matters, including landlord-tenant issues, eviction defense, and foreclosure prevention. Serves Roanoke City and surrounding counties.
Address:
339 Salem Ave SW, Roanoke, VA 24013
Phone: (540) 853-1163
Email:
homeless@roanokeva.gov
Hours: Mon–Fri: 8:00 AM – 5:00 PM
Comments: Serves as the entry point for homeless and homelessness prevention services, offering assistance with street outreach, rent and utility assistance, and rapid rehousing.
Address:
502 Campbell Ave SW, Roanoke, VA 24016
Phone: (540) 985-0131
Email:
info@councilofcommunityservices.org
Hours: Mon–Fri: 8:30 AM – 5:00 PM
Comments: Offers a range of services including housing assistance, information and referral services, and capacity building to support individuals and families in need.
Address:
Roanoke, VA 24012
Phone: (540) 342-5644
Email:
info@habitat-roanoke.org
Hours: Mon–Fri: 9:00 AM – 5:00 PM
Comments: Provides affordable homeownership opportunities through a partnership model, including homebuyer education and support.
Address:
541 Luck Ave SW #118, Roanoke, VA 24016
Phone: (540) 344-2088
Email:
info@lasrv.org
Hours: Mon-Fri 8:30 AM-5:00 PM
Comments: Free civil legal aid for low-income residents. Handles eviction defense, landlord/tenant disputes, habitability issues, housing voucher terminations, and some consumer/debt issues tied to housing.
Address:
302 2nd Street SW, Roanoke, VA 24011
Phone: (540) 283-4917
Email:
info@tapintohope.org
Hours: Mon–Fri: 8:30 AM – 5:00 PM
Comments: Offers free services including first-time homebuyer workshops, pre-purchase counseling, mortgage default assistance, and refinancing support.
Stafford County
Address:
24 Perchwood Drive Fredericksburg, VA 22405
Phone: (540) 657-5771
Email:
admin@agapefellowship.com
Hours: Sun 9 AM – 12 PM
Comments: Housing assistance resources mentioned on the website resources page
Address:
164 New Hope Church Rd, Fredericksburg, VA 22405
Phone: (540) 370-4875
Email:
N/A
Hours: N/A
Comments: Listed by Stafford County as a local contact for shelter/financial assistance; can provide housing help/referrals in 22405 area.
Address:
15 Upton Lane, Stafford, VA 22554
Phone: (540) 288-9603
Email:
N/A
Hours: N/A
Comments: Stafford nonprofit providing housing-related assistance and counseling/referrals (rent/utility help, stabilization). Call/text for screening.
Address:
1300 Courthouse Road, Stafford, VA 22554
Phone: (540) 604-9943
Email:
info@centralvahousing.org
Hours: Mon – Fri, 8 AM – 4:30 PM
Comments: Ask about HUD Certified Housing Counseling
Address:
PO Box 529, Sandston, VA 23150
Phone: N/A
Email:
N/A
Hours: N/A
Comments: Certified housing counselors offering no-fee housing & financial counseling (rent, credit, homeownership) and serve Stafford County including ZIPs 22554 & 22555.
State Agencies
Address:
Michigan
Phone: (888) 995-4673
Email:
info@995hope.org
Hours: if available
Comments: Headquartered in Michigan but offer counseling nationally. Homeownership Preservation Foundation assists duringe facing a foreclosure or to handle one's finances. The homeowner's HOPE Hotline provides HUD-approved housing counseling from dedicated counselors that help homeowners avoid foreclosure at no cost.
Address:
1132 Pickett Rd, Norfolk, VA 23502
Phone: (757) 875-0060,(757) 456-2366
Email:
N/A
Hours: By Appointment
Comments: HUD-Certified housing counseling agency offering a variety of free and confidential financial services including: Budget & Credit counseling, First-Time Homebuyer counseling, Foreclosure Prevention services, Financial Education classes and, in some cases, Financial Assistance. Serves Norfolk, Virginia Beach, Chesapeake, Newport News, Accomac, Portsmouth area.
Address:
2410 Wickham Avenue, Newport News, VA 23607
Phone: (757) 247-0379
Email:
resourcedevelopment@hrcapinc.org
Hours: Monday – Friday 8:00 AM – 5:00 PM
Comments: Comprehensive Housing Counseling services for Portsmouth, Suffolk, Hampton, Newport News. Serves low-income households, military families, disabled or handicapped individuals.
Address:
723 Woodlake Drive, Chesapeake, VA 23320
Phone: (757) 420-8300
Email:
sbethea@hrpdcva.govComeHomehrpdcva.gov
Hours: Monday to Friday: 8 am to 4:30 pm
Comments: HRPDC solves housing and human services issues in an effort to develop effective and efficient solutions to our region's housing and human service needs. Aims at improving the quality of life of the Hampton Roads region's residents such as affordable housing, services, and programs for the disabled, as well as services for seniors.
Address:
125 St. Paul's Blvd., Ste. 400, Norfolk, VA 23510
Phone: (757) 627-5423
Email:
N/A
Hours: Monday to Friday: 9:00am-5:00pm
Comments: Provides Public and Subsidized Housing which can be applied through waitlists applications directly from their website.
Address:
412 Madison Street – Lynchburg, VA 24504
Phone: (434) 847-9059
Email:
lcf@lcfhousing.org
Hours: Mon-Fri: 8 AM – 4 PM
Comments: This is a non-profit organization that serves Lynchburg city and Amherst county.
Address:
1900 Cool Lane, Suite B, RichMond, VA 23223
Phone: (804) 788-6825
Email:
N/A
Hours: N/A
Comments: The supportive housing model combines permanent, affordable housing with access to individualized supportive services. The supportive housing programs are primarily designed to serve individuals experiencing chronic homelessness and individuals with documented disabilities experiencing long-term or recurring homelessness. Serves in RichMond, Charlottesville, South Hampton Roads
Address:
2551 Eltham Avenue, Suite I, Norfolk, VA 23513
Phone: (757) 622-9268
Email:
info@theplanningcouncil.org
Hours: Monday – Friday from 9am to 5pm
Comments: The Housing Crisis Hotline is the starting point for anyone who is experiencing a housing crisis and in need of shelter, case management, and related services and/or community resources.
Address:
211 Rocketts Way, Suite 200, Henrico VA 23231
Phone: (804) 362-6835
Email:
info@thriveva.org
Hours: N/A
Comments: Offers free housing counseling to the residents of Caroline County, Charles City County, Fredericksburg City, Hanover County, King and Queen County, King George County, King William County, New Kent County, Spotsylvania County, and Stafford County.
Address:
601 S. Belvidere Street, RichMond, VA 23220
Phone: (877) 843-2123
Email:
N/A
Hours: Monday to Friday 8:30 a.m. – 5:00 p.m.
Comments: Offers Housing Choice Voucher Program and accessibility grants for barrier-free housing modifications. Partners with local housing agencies.